nowjili Casino Terms & Conditions

1 Introduction

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and nowjili Casino ("nowjili," "we," "us," or "our"), governing your access to and use of the nowjili online gaming platform available at nowjili.asia and all associated subdomains, mobile interfaces, and services (collectively, the "Platform").

By creating a nowjili account, accessing the Platform, or placing any wager, you confirm that you have read, understood, and agree to be bound by these Terms in their entirety, together with nowjili's Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference.

nowjili operates as an online gaming platform serving Filipino players in the Philippines. The Platform is intended solely for entertainment and recreational purposes. nowjili does not provide financial advice, and no content on the Platform should be construed as a guarantee of winnings or financial returns.

2 Eligibility and Age Requirements

Access to the nowjili Platform is subject to the following eligibility requirements, all of which must be satisfied at the time of registration and maintained throughout your use of the Platform:

• Age: You must be at least 21 years of age. Under Philippine law and PAGCOR's online gaming regulations, real-money gambling is strictly prohibited for individuals under 21. nowjili enforces this requirement through identity verification procedures and reserves the right to request government-issued identification at any time.
• Jurisdiction: You must be physically located in a jurisdiction where online gambling is lawful. It is your sole responsibility to determine whether accessing the nowjili Platform is legal in your location.
• Legal Capacity: You must have full legal capacity to enter into a binding agreement. Persons who have been declared legally incapacitated or who are subject to a court order restricting their ability to contract are not eligible to register.
• Self-Exclusion: You must not be subject to a self-exclusion order, whether imposed by nowjili or by any regulatory authority. Attempting to register or play while subject to a self-exclusion is a material breach of these Terms.
• One Account Per Person: Each individual may hold only one nowjili account. Registering multiple accounts is strictly prohibited and will result in immediate account suspension and forfeiture of all balances.

3 Account Registration and Verification

To access real-money games on the nowjili Platform, you must register a player account. The following conditions apply to account registration and ongoing account maintenance:

• Accurate Information: You must provide accurate, complete, and current information during registration, including your full legal name, date of birth, Philippine mobile number or email address, and any other information requested. Providing false or misleading information is a material breach of these Terms.
• Account Security: You are solely responsible for maintaining the confidentiality of your nowjili login credentials. You must not share your username or password with any third party. nowjili will not be liable for any loss resulting from unauthorized access to your account caused by your failure to maintain credential security.
• KYC Verification: nowjili may require you to complete Know Your Customer (KYC) verification at any time, including before processing withdrawals. KYC documents may include a government-issued photo ID (e.g., Philippine passport, SSS ID, PhilSys National ID, driver's license, or UMID), proof of address, and proof of payment method ownership.
• Account Suspension Pending Verification: nowjili reserves the right to suspend account access and withhold withdrawals pending satisfactory completion of KYC verification. Accounts that fail to complete verification within a reasonable period may be closed.
• Notification of Changes: You must promptly notify nowjili of any changes to your registered information, including changes to your mobile number, email address, or payment method details.

4 Deposits and Payment Methods

nowjili accepts deposits through the following payment methods, which are available to Philippine-based players:

• GCash e-wallet
• PayMaya / Maya e-wallet
• Bank transfer via BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank
• Debit card (Visa and Mastercard debit cards issued by Philippine banks)

The following payment methods are not accepted on the nowjili Platform and must not be used for deposits:

• Credit cards of any kind (credit card gambling deposits are prohibited under Philippine regulations)
• Cryptocurrency of any kind, including but not limited to Bitcoin, Ethereum, USDT, and any other digital asset

All deposits are processed in Philippine Peso (PHP / ₱). Minimum and maximum deposit amounts are displayed on the nowjili deposit page and are subject to change. Deposits are generally credited to your nowjili account balance immediately upon confirmation from the payment provider. nowjili is not responsible for delays caused by third-party payment processors.

5 Withdrawals

Withdrawal requests are subject to the following conditions:

• Identity Matching: The name on your nowjili account must match the name on your GCash account, bank account, or other withdrawal destination. Withdrawals to third-party accounts are strictly prohibited.
• Verification Requirement: nowjili may require completion of KYC verification before processing any withdrawal. Withdrawal requests submitted before verification is complete will be held pending verification.
• Minimum Withdrawal: The minimum withdrawal amount is ₱100. Requests below this threshold will not be processed.
• Processing Time: nowjili aims to process withdrawal requests within the timeframes displayed on the withdrawal page. GCash withdrawals are typically processed within minutes during regular operating hours. Bank transfer withdrawals may take one to three business days depending on the receiving bank.
• Wagering Requirements: Funds subject to active bonus wagering requirements cannot be withdrawn until those requirements are fully met. Attempting to withdraw bonus funds before meeting wagering requirements will result in the forfeiture of the bonus and any associated winnings.
• Right to Review: nowjili reserves the right to delay or withhold withdrawal processing pending review for fraud, money laundering, or breach of these Terms. In such cases, nowjili will notify the affected player and provide a reasonable opportunity to respond.

6 Bonuses and Promotions

nowjili offers various bonuses and promotional offers to eligible players. All bonuses are subject to the following general terms, in addition to any specific terms attached to individual promotions:

• Eligibility: Bonuses are available to eligible registered players only. nowjili reserves the right to exclude any player from a promotion at its discretion, including players who have previously abused bonus terms.
• Wagering Requirements: All bonuses are subject to wagering requirements, which must be met before any bonus-derived winnings can be withdrawn. The applicable wagering multiplier for each promotion is stated in the individual promotion terms.
• Game Contributions: Not all games contribute equally toward wagering requirements. Live dealer games, certain table games, and other specified titles may contribute at a reduced rate or not at all. Contribution rates are listed in the individual promotion terms.
• Expiry: Bonuses and any associated winnings expire if wagering requirements are not completed within the stated validity period. Expired bonuses and winnings are forfeited without compensation.
• One Bonus at a Time: Unless otherwise stated, only one bonus may be active on your nowjili account at any given time. Opting into a new promotion while a bonus is active may result in forfeiture of the existing bonus.
• Abuse: nowjili reserves the right to void bonuses and confiscate associated winnings where there is evidence of bonus abuse, including but not limited to: using multiple accounts to claim the same promotion, placing low-risk hedging bets to meet wagering requirements, or coordinating with other players to exploit promotional terms.

7 Gameplay Rules

The following rules apply to all gaming activity on the nowjili Platform:

• Game Rules: Each game on the nowjili Platform is governed by its own specific rules, which are accessible within the game interface. Players are responsible for familiarizing themselves with the rules of each game before placing wagers.
• Malfunctions: In the event of a technical malfunction, game error, or communication failure, nowjili reserves the right to void affected bets and return stakes to the player's account. Winnings generated as a result of a malfunction are not valid and will not be paid.
• Disconnection: nowjili is not responsible for losses incurred as a result of internet disconnection, device failure, or other technical issues on the player's side. Players are advised to ensure a stable internet connection before placing wagers.
• Bet Limits: Minimum and maximum bet limits apply to all games and are displayed within the game interface. nowjili reserves the right to adjust bet limits at any time.
• Final Decisions: The outcome recorded by nowjili's gaming system is final. In the event of a discrepancy between the result displayed on a player's device and the result recorded by nowjili's server, the server record shall prevail.
• RTP: Return-to-player (RTP) percentages for all games are available within the nowjili game lobby. RTP figures represent theoretical long-term averages and do not guarantee individual session outcomes.

8 Prohibited Conduct

The following conduct is strictly prohibited on the nowjili Platform. Engaging in any prohibited conduct may result in immediate account suspension, forfeiture of balances, and referral to relevant authorities:

• Registering more than one nowjili account, whether under your own name or using false identity information
• Using automated software, bots, scripts, or artificial intelligence tools to interact with the Platform or gain an unfair advantage
• Colluding with other players to manipulate game outcomes or exploit promotional terms
• Engaging in any form of money laundering, fraud, or use of funds derived from illegal activity
• Attempting to exploit software bugs, errors, or vulnerabilities in the Platform
• Harassing, threatening, or abusing nowjili staff or other players via any communication channel
• Accessing the Platform from a jurisdiction where online gambling is prohibited by law
• Allowing or facilitating access to your nowjili account by any third party, including family members
• Engaging in any conduct that disrupts the normal operation of the Platform or interferes with other players' experience

9 Responsible Gaming

nowjili is committed to promoting responsible gaming and minimizing the risk of gambling-related harm. The following responsible gaming provisions apply to all players:

• Age Restriction: The nowjili Platform is strictly for players aged 21 and above. This requirement is non-negotiable and is enforced through identity verification.
• Deposit Limits: Players may set daily, weekly, or monthly deposit limits on their nowjili account at any time. Deposit limit reductions take effect immediately. Increases to deposit limits are subject to a 24-hour cooling-off period.
• Session Reminders: Players may configure session time reminders that alert them when a specified period of continuous play has elapsed.
• Self-Exclusion: Players who wish to take a break from gambling may request a self-exclusion period of 30 days, 90 days, 180 days, or permanent exclusion. Self-exclusion requests are processed within 24 hours. During a self-exclusion period, the player's account will be suspended and no marketing communications will be sent.
• Reality Checks: nowjili provides in-session notifications displaying the duration of the current session and net gaming activity to help players maintain awareness of their gambling behavior.

If you are concerned about your gambling habits or those of someone you know, nowjili encourages you to visit our Responsible Gaming page for detailed information on available tools and support resources.

10 Privacy and Data Protection

nowjili collects, processes, and stores personal data in accordance with its Privacy Policy, which is available at nowjili.asia/privacy-policy. By registering a nowjili account, you consent to the collection and processing of your personal data as described in the Privacy Policy.

nowjili complies with applicable Philippine data protection laws, including the Data Privacy Act of 2012 (Republic Act No. 10173). Player data is used solely for the purposes of account management, payment processing, regulatory compliance, fraud prevention, and, where consent has been given, marketing communications.

nowjili does not sell, rent, or otherwise transfer your personal data to unaffiliated third parties for their own marketing purposes. Data may be shared with regulatory authorities, payment processors, and identity verification providers as required for Platform operations and legal compliance.

11 Intellectual Property

All content on the nowjili Platform, including but not limited to software, game content, graphics, logos, trademarks, text, and user interface elements, is the property of nowjili or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the nowjili Platform solely for personal, non-commercial entertainment purposes. This license does not permit you to:

• Copy, reproduce, distribute, or publicly display any nowjili content without prior written authorization
• Reverse engineer, decompile, or disassemble any software component of the Platform
• Use nowjili's trademarks, logos, or brand elements in any manner without express written consent
• Create derivative works based on nowjili content

Any unauthorized use of nowjili's intellectual property may result in account termination and legal action.

12 Limitation of Liability

To the maximum extent permitted by applicable Philippine law, nowjili's total liability to you for any claim arising out of or in connection with your use of the Platform shall not exceed the total amount deposited by you into your nowjili account in the 30 days preceding the event giving rise to the claim.

nowjili shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or loss of goodwill, arising out of or in connection with your use of the Platform, even if nowjili has been advised of the possibility of such damages.

nowjili does not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components. The Platform is provided on an "as is" and "as available" basis. nowjili makes no representations or warranties of any kind, express or implied, regarding the Platform's fitness for a particular purpose.

13 Account Termination and Suspension

nowjili reserves the right to suspend or terminate any player account at any time, with or without prior notice, for any of the following reasons:

• Breach of any provision of these Terms
• Provision of false, inaccurate, or misleading registration information
• Failure to complete KYC verification within a reasonable period
• Suspected fraud, money laundering, or other illegal activity
• Engagement in prohibited conduct as defined in Section 8
• Direction from a regulatory authority or law enforcement agency
• Inactivity for a period exceeding 12 consecutive months

Upon account termination for breach of these Terms, nowjili reserves the right to forfeit any remaining balance, including deposits and winnings, where permitted by applicable law and regulation. Where termination is not due to player fault, nowjili will return the verified account balance to the player's registered payment method within a reasonable timeframe.

Players may voluntarily close their nowjili account at any time by contacting customer support. Voluntary account closure requests will be processed within five business days. Any pending withdrawals at the time of closure will be processed in the normal course.

14 Disputes and Complaints

If you have a complaint or dispute regarding any aspect of your nowjili account or gaming experience, you should follow the process below:

1. Contact Support: Submit your complaint to nowjili's customer support team via live chat or by emailing [email protected]. Please provide your account username, a clear description of the issue, and any supporting documentation.
2. Internal Review: nowjili will acknowledge your complaint within 48 hours and aim to provide a substantive response within seven business days. Complex disputes may require additional time for investigation.
3. Escalation: If you are not satisfied with nowjili's response, you may escalate the matter to the relevant regulatory authority in accordance with applicable Philippine online gaming regulations.

All disputes relating to game outcomes must be submitted within 30 days of the relevant gaming session. Disputes submitted after this period may not be considered.

15 Amendments to These Terms

nowjili reserves the right to amend these Terms at any time. When material changes are made, nowjili will notify registered players via email or in-platform notification at least seven days before the changes take effect, except where immediate changes are required by law or regulatory direction.

Your continued use of the nowjili Platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree with the amended Terms, you must cease using the Platform and may request account closure in accordance with Section 13.

The most current version of these Terms is always available at nowjili.asia/terms-conditions. The "Last Updated" date at the top of this page reflects the date of the most recent revision.

16 Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

You agree to submit to the exclusive jurisdiction of the competent courts of the Philippines for the resolution of any dispute arising out of or in connection with these Terms or your use of the nowjili Platform.

Nothing in this clause shall limit nowjili's right to seek injunctive or other equitable relief in any jurisdiction where necessary to protect its intellectual property rights or prevent irreparable harm.